How secure is my information?
Texas Mutual Insurance Co. takes special care in maintaining the privacy and security of your information.
For example, Texas Mutual® online services requires you to enter a valid email address and password before
permitting you to see any policy related information. This site also encrypts all the
information that the server and your browser exchange. If you are inactive for an extended
period of time, the site will log you off and you will need to reenter your email address and
Why are cookies important?
This site uses a common technique, HTTP-header
cookies, to identify one page request from another. The cookies this site
creates do not contain any personal information. They merely allow the
site to recognize a page request comes from someone who has already logged
on. The information is stored temporarily in memory and is available only
during the course of a session. The information is removed once you log
out and close down your browser. Some browsers can be configured to warn
the user whenever a site sends it a cookie. If your browser provides an
accept. The site will not work without them.
What is encryption?
Encryption is a mathematical process that transforms a message in order to conceal its
meaning. Encryption is used to protect messages from eavesdropping, tampering, or message
forgery over the Internet.
How is encryption used by this site?
Texas Mutual® online services encrypts the transmission of all policy related information that
is transmitted between our server and your browser. The security standard SSL, Secure
Sockets Layer, is used to implement this. SSL is the leading standard for securing World
Wide Web transmissions. It is also supported by the leading browsers, Netscape Navigator
(versions 1.1 and above) and Microsoft Internet Explorer (versions 2.0 and above).
How can I tell that SSL is in effect?
The URL of a secure document begins with HTTPS://. The additional "S" on the end
of the familiar HTTP indicates a secure channel to the server. Also, in Netscape Navigator
4.0+ and Microsoft Internet Explorer 4.0+, the security icon is a padlock. The hasp of the
padlock will be closed once a secure channel is established.
How secure is SSL?
SSL uses public-key encryption. This technology can use keys of various sizes. The larger
the key length, the greater the number of possible keys, the more difficult the decryption
challenge, and the more secure the message. Browsers generally have one of two key
sizes: 40-bit or 128-bit. Messages encrypted with a 40-bit key could possibly be decoded
in less time than those encrypted with a 128-bit key. Messages encrypted with a 128-bit
key are 3 x 1026 (3 followed by 26 zeros) times harder to break.
This site provides the maximum level of encryption, 128-bit. Browsers with
128-bit encryption are available for downloading from either Netscape or Microsoft at no
cost except telephone time. However, by United States law, these browsers are available to
U.S. and Canadian citizens or permanent residents only.
Why do I need to use a particular browser?
In order to maximize the privacy of your information as well as to provide a consistent
visual presentation, a W3C standards compliant browser is required. For example,
security, we require a browser version that uses 128-bit SSL encryption. Furthermore,
those browsers have been used to extensively test this site to ensure that the pages
display and behave in a predictable manner.
The browser requirement for this site is Microsoft Internet Explorer 6 and above. Other browsers may work if they
fully support the W3C standards; however, this site has not been tested or
certified for other browsers.
Note: If you are an AOL®, CompuServe®, or Prodigy® user, you may also need to use one
of the minimum required browsers and may need to download one.
What are my responsibilities?
Customers have their own set of responsibilities in providing security for their policy
related information. Passwords must be kept secret. Your password will not appear on the
screen as you type it in, but you should make sure that no one is physically watching as
you enter your password.
If your PC is left unattended with the browser running and a valid email address and
password cached, anyone may gain access to the policy related information. You should also
take precautions to keep computers clean and free from viruses that could be used to
capture your password keystrokes.